☀️ Are You Free Tonight? – September 29 2020

Sane Box

Happy Tuesday. I don’t know about you but I’m popping some popcorn for tonight’s first Presidential debate. I’m placing a bet that one of the questions will have to do with someone’s tax returns.


Program Rate Change APR Change
30 year 3.02%  0.02% 3.08%  0.02%
15 year 2.82% 0.09% 2.94% 0.09%

In Case You Missed It.

  • Football Hall of Farmer Joe Montana and his wife wrestled their infant granddaughter away from an intruder over the weekend.
  • A man was fired from his job as a Kindergarten teacher in France because his entire person is tattooed, and it scared a child.
  • A cruise ship has a Covid outbreak on its first trip back at sea since the pandemic began.
  • Pharma company Inovio has its Covid vaccine trial put on hold after questions from the FDA.
  • The Tampa Bay Lightning won the Stanley Cup in the 6th game in the series on Monday.

On Today’s Live Show: I’ll talk about the latest stimulus bill just released by the House. Subscribe and join us at 9AM EST right here.

Coronavirus Update: Total confirmed U.S. cases as of 3 a.m. ET: 7,149,073 — Total deaths: 205,069 — Total recoveries: 2,794,608

More than 1 million people have now died from coronavirus — India the second country after the U.S. to hit 6 million cases.

In Today’s Newsletter:

  • A $2.2 trillion stimulus plan
  • The first presidential debate
  • Covid-19 insurance claims

The Lead: A New Day, A New Stimulus

credit: reuters

Democrats unveiled another stimulus bill on Monday and expected a vote on it sometime this week. House Speaker Nancy Pelosi has indicated that this one is not a wishlist. It was a joint effort with Treasury Secretary Steve Mnuchin, which means she may have more Republican support than she did on previous efforts.

The Numbers

The bill would resume $600 per week payouts in unemployment, extend the Paycheck Protection Program, and include funding for restaurants, airlines, child care centers, the US Post Office, and vaccine research and distribution. The price tag on the new bill is $2.2 trillion.

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Politics: Debate Round 1


The first Presidential Debate is tonight at 9 p.m. Eastern. It will last 90 minutes without commercials and air on all major TV stations as well as on C-SPAN’s YouTube page.

Fox News Sunday host Chris Wallace will moderate the debate, which will occur without an audience at Case Western Reserve University in Cleveland, Ohio.

We anticipate topics to include the pandemic, Trump’s Supreme Court nomination, race relations, the economy, and of course, the authenticity and validity of the election itself.

We are ready with popcorn, wine, and antacids.

News By The Numbers

credit: giphy

2 Years. That is how long an American man who lives in Thailand can serve in jail time due to repeated negative reviews of a hotel. The man became obsessed with leaving negative reviews, many of which TripAdvisor removed. The hotel filed a defamation lawsuit, which has the possibility of jail time, and the man was arrested. He is out on bail.

436. That is how many passengers the new Boeing 777 can hold, the world’s largest commercial jet ever built. The FAA has certified it for takeoff, and it is set to go into service in 2022.

$100. That is how much the new Roku Ultra Streaming Box will cost when it ships in October. It comes with a voice remote, headphones for private watching, and a lost remote finder, which honestly every remote should have because the little suckers love to hide in the couch cushions!

Insurance Industry Braces Itself

giphy.gif credit: stambol.com

Insurance companies estimate that Covid-related lawsuits could cost businesses up to $21 billion before this is all over. This is one reason Republicans wanted Covid immunity for businesses in their recovery packages, but none were ever agreed to.

Praedicat is a risk-calculation firm. It estimates that between 7 to 9% of all Covid infections in the US came from contracting it at a workplace. Most employers are protected by workers’ compensation laws that cap liability for business-related injury. But that is for the employer themselves. A family member of an employee who has died from Covid can sue for wrongful death and receive millions of dollars in damages if they win.

The first such lawsuit was filed in Illinois over a woman whose mother worked in the Aurora Packing CO’s meat processing plant, shoulder to shoulder with others without proper protection after the company allegedly knew it had an outbreak.

Business lawyers advocate that businesses practice an abundance of caution to prove that they have not been negligent during the pandemic. Put up signs, require mask use, have regularly scheduled cleanings, etc. You know the drill.

Who Turned Out The Lights?

credit: wbcsd.org

Many states had laws that prevented utility companies from disconnecting people who were not paid up during the pandemic. Those laws expire soon, which means that millions could lose power, heat, water, and gas just when the weather starts to get cold.

The Wall Street Journal estimates that 24 million households will face utility shutdowns without state protection to stop it in the next 30 days.

Some utility companies voluntarily agreed not to shut down households during the pandemic, but utility companies cannot stop shutdowns forever. Many threaten that keeping the lights on for non-payers would increase costs for paying customers, which nobody wants to do.

Some companies are committing to waiving fees and helping customers find financial aid to catch up. In California, Illinois, and Massachusetts, utility companies are also barred from reconnection fees. With no federal mandate or stimulus package, it’s every state for itself to make sure people don’t freeze this winter.

Caboom Goes the Lawsuit

credit: giphy

The son of the late Evil Knievel, entertainer and stunt performer, is suing the Walt Disney Co and Pixar over the character Duke Caboom from Toy Story 4. The character is a motorcycling daredevil voiced by actor Keanu Reeves.

The younger Knievel is named Kelly Knievel, and he claims that Duke Caboom’s antics and personality are based on his father’s most famous stunts and claims trademark infringement based on publicity rights secured in 1998. He is asking for $300,000.

“Evel Knievel did not thrill millions around the world, break his bones and spill his blood just so Disney could make a bunch of money,” the lawsuit claims.

While we’re on the subject, why exactly DID he do those things?

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