🌞 Thong Jeans – April 02 2021

The Lead: Wall Street’s Happy Dance

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The stock market likes President Biden’s infrastructure proposal. Investments across the board were up and the S&P 500 hit a record high of 4,000 for the first time ever on Thursday.

Former President Trump warned that the stock market would tank under a Biden administration. That has not played out. The market is trending higher under President Biden than it did in the early terms of his predecessors, Presidents Trump, Obama, Bush and Clinton.

Investors had a strong appetite for green energy in the day after the President announced the nation’s intention to invest in clean energy. Bitcoin was also up, passing 60,000 per coin briefly, a marker that investors have been watching with wide and happy eyes.

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The Slow Route

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Google Maps will now show you a slower route to your destination if you would like to save on gas. You can compare routes to see if the green way is worth it and the app will estimate your CO2 emissions savings based on your choices.

This is similar to a UPS policy that drivers should not turn left unless they absolutely have to. Waiting to turn left across oncoming traffic increases your chances of accidents and it causes long delays and gas consumption when waiting for a gap in the traffic. As a result of this policy, UPS says that it uses 10 million gallons less of fuel and emits 20,000 tons less carbon dioxide.

Many cities around the world are implementing “low emission zones” to restrict certain types of cars in some areas to keep the air clean. Google Maps also has this information and will give you notices about whether your car is allowed in certain places.

Ducking Busy Travel Season

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Ducks have been changing their migratory pattern due to climate change, according to a new study by the National Audubon Society.

Researchers studied the patterns of 16 duck species and found that they had altered their patterns and stopped flying so far south for the winter.

“The weather has stopped becoming severe enough in the winter to prompt the birds to fly south. They’re staying farther north, and they’re telling us that something fundamental has changed in their environment,” said the study’s author.

Ecologists are worried that there might not be enough food for them in the north if they stay too long.

News By The Numbers

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15,000. That is how many bees a man found in his car after a trip to the grocery store. Honey bees regularly break off from their hive in the spring when they get too crowded and swarm to find a new home. Apparently, this guy’s car seemed nice. A local beekeeper came to the rescue with a hive kit and relocated them to a new hive on his property.

$100,000. That is how much Bitcoin Chipotle was giving away in a game called Burritos or Bitcoin on Thursday. If players correctly guessed a 6-digit code, they could win and choose their prize in either in burritos or Bitcoin. That’s a tough choice!

86%. That is how much ticket sales for live performances plummeted since last year due to the pandemic.

Today’s Live Show

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The Coming Housing Crisis

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While the economy booms, mortgage experts are warning of a deluge of home foreclosures that could hit the economy later this year.

The Consumer Finance Protection Bureau worries that borrowers who delayed their payments during the pandemic will be faced with foreclosures when restrictions eased. They are asking mortgage companies to prevent this by reaching out to borrowers and finding ways to work with them. If they do not, the mortgage companies could face stiff penalties.

“There is a tidal wave of distressed homeowners who will need help,” said Dave Uejio, the CFPB’s acting director, in a statement. “Servicers who put struggling families first have nothing to fear from our oversight, but we will hold accountable those who cause harm to homeowners and families.”

The bureau calculates that over two million mortgage holders have delayed payments for at least three months during the pandemic. Forbearance laws end in September and regulators are trying to avoid a sudden wave of foreclosures as a result.

Tinker, Tailor, Install, Spy

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Clearly Putin likes this headline, or he’s just happy that now all smartphones and computers in Russia must now have Russian software pre-installed before, according to a new rule implemented on Thursday.

The Russian government says that this law will help Russians reduce their dependence on overseas technology companies such as Apple. In fact, they informally call it the “law against Apple.”

The law prioritizes software made by Russian companies, not the Russian government, although one does wonder about the government’s access to user data with a rule like this.

Apple says that it will comply with the government and offer Russian-owned apps for installation in the App Store but the apps must still comply with the company’s requirements for privacy, security and content.

This law applies to all phones, computers, smart TVs, and PCs produced after April 1.

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