Giving Credit Where Credit is Due

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The average credit score has gone up since the pandemic. In fact, they are the highest they’ve been since 2005 when Fico began tracking them nationally.

How can this be? Experts estimate that help with unemployment and pauses on mortgage and car payments helped consumers take the extra cash and pay down debt. That sounds great but no one can be sure if this will hold if no extra government stimulus is offered before the pandemic is over.

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